Transfer of funds, Money Transactions, account balance checks, account history, new bank policies, and withdrawing money in an emergency, all these needs are still waiting in a queue at your bank. With PNB Net Banking, you can fulfill your needs just by clicking on the app in the comfort of your home.
Banking is easy with PNB Net Banking, Internet Banking is here to save you time and money.
Punjab National Bank (PNB) is the first Swadeshi Bank of India. It was founded on April 12, 1895, in Lahore. This bank originated years before the Pre-partition period. The bank operations began with an authorized capital of 2 Lakh and working capital of Rs. 20,000. This Swadeshi Bank started with the spirit of nationalism, nationalizing Indian capital and resources, and the goal of winning control of the Indian economy from the hands of the British government. Nine banks have been merged into Punjab National Bank during all years of its existence.
For PNB Net Banking services, Punjab National Bank has fully focused on the quality of the Digital banking system. Their technical team works 24/7 to provide customer services. The website and app both are secure and updated every week. The staff is available to solve any query related to money deposits and new account openings.
Digital Canvas was created for customers by providing digital mediums and tools to get access to PNB net banking services: Debit card, Bhim UPI and PNB One.
- Users of Internet banking services (IBS) increased in numbers to 32.44
% YoY (347 Lakhs) in June 2022.
- Users of Mobile banking services (MBS) increased in number to 38.24 % YoY (347 Lakhs) in June 2022.
- UPI Transactions increased to 74.97 Crores by 106%.
PNB Net Banking Features
These are features of Net banking that are beneficial to customers and new users who want to open a new account at Punjab National Bank :
- Easy account opening: Open a fixed deposit, or new bank account, and Close the Fixed deposit account by logging in with your username and password.
- Bill payment: Pay bills at ease: Electricity bill, water bill, and Taxes. Do not be afraid of the due date, just one minute is enough to pay your bills.
- Chequebook issue: Know everything about your checkbook details, ask for a new cheque book or update your existing checkbook in the comfort of your home without going to the bank.
- Current account details: PNB net banking makes it easy for you to check the current bank account details. No need to make time for the bank and get stuck in a long queue. Netbanking helps you to get rid of all issues just by logging in with your username and password.
- Fast Response: Fast messaging and notifications system allows you to get text messages and emails about activities that happen in your account.
- Up-To-Dated information: You are connected to your bank through the PNB Net Banking app, and it is easy to know about the latest policies and bank services.
- 24/7 access to the account : Save your time and money by logging in to your digital bank, everything is available on your phone and you are just one click away.
- Customer Friendly: Net banking app provides guidelines to the customers about its function.
- Digital Bank: The Internet gives you access to the digital realm, which can’t be felt but you can use a mode to operate this world. Your bank account is available in digital mode too, which gives access to digital money. You can transfer money from one mode to another. People use Money transaction modes like the Paytm app, Google pay, phone pay, etc. The majority of the people are using digital money.
- No limit: Access to your bank at any place. If you are attending an event and need urgent money but can’t find any ATM, all you have to do is turn on your internet and log in with the details.
- Language options: You have the options to choose any language you are comfortable with. A person who doesn’t know English or Hindi, can choose his mother tongue and easily operate this app.
- No Queue : Standing in a long queue and waiting for your number is over, no need to waste your day. Just login to your account and let the magic happen.
- Recharge : Recharge mobile data, internet pack, TV recharge without calling or going to mobile shops.
- E-shopping : Whenever we need something, we go to the shop but you can just search for the needed item like dress or shoes and pay through our bank app.
- Security : Since your account details and money is accessible on the internet, it can encourage hackers to steal your money and account details. But the technical team at Canara Bank works 24/7 to keep your account details secure and functional. Even if someone tries to steal your money, you get the notification instantly, and you can easily report the crime and save your money.
- Queries : There is no need to call the staff and wait for their reply, this app provides the chat feature, in which you can easily connect to the bank staff and solve your queries regarding your bank account and payment process.
How to open a digital bank account?
PNB Net Banking provides you the opportunity to open your bank account just by filling your personal details. No need to wait in long queues at the bank and carry a bundle of documents with photocopies. Here are the steps to open a new bank account at Punjab national bank :
- Search the official website of PNB internet banking and click on it.
- Now click on the ‘Internet banking login’ option to start the process.
- Redirect on the page to fill login details.
- Click on the ‘New User’ option to proceed.
- Login with your User ID and password.
- Enter your bank account number and registration type : Register for Internet banking.
- Now verify your password with the verification button.
- Click Enter Button on ‘Type of Facility’.
- Choose the mode of OTP verification : Email address or Phone number.
- An OTP number will be sent to your number or email address, Enter the OTP number and Click on ‘Continue’ button.
- Enter your Debit card details and ATM pin to continue further.
- Proceed to Login and Transaction password details. Confirm your password twice.
- Click on the box below Terms and conditions.
- Click on ‘Complete registration button”.
- You will see confirmation of your bank account opening through text message.
Go ahead with these steps to get access to all net banking services at zero cost of time and money.